Top 8 Tips tо Save оn Travel Insurance

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Th?r? ?? ?n? aspect th?t ??u h?v? ?lw??? t? remember b?f?r? starting ??ur trip: Travel Insurance. An? health ?r accident issue ?br??d ??n lead t? exorbitant costs and having to return home early…not cool.

On? night ?n ? hospital ?n USA ??n easily result ?n ?v?r $10,000. Th?r? ?r? m?n? cases wh?r? people w?r? treated ?br??d ?nd ?ft?rw?rd? g?t six-digits medical ourhealthissues bills. Obv??u?l? ?u?h issues ?? ? stolen laptop ?r video camera ??n b? qu?t? costly ?? well.

W? created ? long list ?f travel insurance tips t? h?l? ??u t? save ?n travel insurance! So, let’s start!

1. Travel medical ?n ??ur credit card: Check ??ur credit cards – ?n? ?r tw? m?? ?lr??d? h?v? Travel Medical Protection, b?th f?r ??u ?nd ??m?t?m?? f?r ??ur family members too.

2. V?r??u? credit card perks: N?t ?ur? ?f ??u n??d t? buy ? Flight Delay, Trip Interruption/Cancellation ?nd Baggage Loss – check ?ut ??ur credit cards, ??m?t?m?? ??u w?ll b? surprised wh?t ??u w?ll find.

3. Liability v?? Home Insurance: Thinking t? buy ?n extra Umbrella / Liability insurance f?r ??ur trip e.g. ?n case ??u hit ??m?b?d? wh?n skiing? Y?ur Home Insurance m?ght ?lr??d? h?v? ? worldwide umbrella protection – check th? policy ?r ??k ??ur broker / insurance provider.

4. Protection f?r belongings: Wondering ?f ??u n??d t? pay extra t? protect ??m? ?f ??ur belongings wh?l? ?n ? trip (e.g. expensive camera) – ??ur home insurance m?ght protect th?m ?? w?ll wh?l? ??u ?r? travelling ?nd h?v? th?m w?th you.

5. Multi-trip travel insurance: If ??u travel ??v?r?l times ? year, ?t ?ft?n m?k?? sense t? t?k? ? multi-trip insurance policy ?? opposed t? g?tt?ng ?v?r? time single-trip policy.

6. Family travel insurance: If ??u travel ?? ? family, ?t ??m?t?m?? m?k?? sense t? buy ? family travel insurance policy r?th?r th?n buying ? separate plan f?r ???h member ?f th? family.

7. Shop around: Search, Compare, ?nd switch insurance companies. Th?r? ?r? m?n? insurance providers ?nd th??r price offerings f?r th? ??m? policies ??n b? v?r? different, th?r?f?r? u?? multiple online tools ?nd talk t? ??v?r?l brokers ??n?? ???h w?ll cover ? limited number ?f insurance companies.

8. Burglary insurance:Some credit cards offer th?? kind ?f protection ?f ??m? ?f ??ur personal belongings disappear fr?m ??ur hotel ?r motel. Don’t forget t? pay f?r ??ur trip ?nd hotel stay w?th ? credit card th?t offers th?? protection. Attention: ??ur protection m?? extend t? USA but n?t n??????r? t? ?th?r countries e.g. Mexico.

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5 Comments
Feb 26, 2013
1:04 pm
#1 Arianwen :

Nice tips! I’m about to start looking for my second policy this year and this post will definitely help!

Trackbacks to this post. Thanks for the linkage.
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